IRMA Help: Miami Bookkeeper On How To File Claims With FEMA

Miami Bookkeeper – How To File Claims With FEMA

Miami bookkeeper Hurricane IrmaMiami Bookkeeper – Hurricane Irma is definitely one for the books when it comes to natural disasters. The Category 5 hurricane travelled through lots of land, covering over 1,100 miles with winds of over 160 mph. Irma has affected a slew of Eastern Caribbean Islands from Barbuda and St. Martin and even Puerto Rico, creating power outage for over 1 million people. Turks and Caicos as well as Cuba were also hit hard.

Miami bookkeeperIn Florida, the category 5 hurricane created havoc in many cities, both east and west, from Miami to Tampa to Naples, Marco Island and more. But, Your Miami bookkeeper found out The Keys were hit in the worst way. In fact, residents weren’t allowed to go back home for weeks. People were asked to bring camping supplies as well as food and water before going back home. But authorities preferred that they stay away if they had better options, since there’s still a lot of danger with debris and structural weaknesses and no potable water. Think ripped off roofs, flooding, environmental concerns and boating hazards everywhere. Monroe County had 14 deaths from storm-related accidents.

Hurricane Irma even beat some records. At maximum wind speeds of at least 180 mph for 37 hours, it beat Super Typhoon Haiyan (Yolanda) which devastated the Philipines and killed over 6,000 people in 2013. But, the good news is that it’s officially the aftermath of hurricane Irma and rebuilding is well on its way. In fact, electricity has been restored and people are getting their things in order. From cleaning up to filing claims with their insurance companies and beyond, it’s time to put hurricane Irma behind us.

How Can FEMA help Floridians?

FEMA Miami Bookkeeper

Are you from Florida? Has your home suffered from hurricane damage? You may be able to get help from the Federal Emergency Management Agency, also known as FEMA. The organization coordinates with the federal government to assist survivors, especially with grants.

Your Miami Bookkeeper found out that even if you’re still in a shelter, you can apply for FEMA assistance. You can get help to replace essential lost items, fix your damaged home or even get help for a temporary home. Both homeowners and renters are eligible for need NOT covered by insurance. The Individuals and Household program allows FEMA to give money to people which they don’t have to pay back.

Various FEMA Assistance Programs

There are many different programs available through FEMA, each with their own eligibility and loan amounts. For example, the Homes and Property Disaster Loans helps with low-interest, long-term loans for losses not fully covered by insurance. You can borrow up to $200,000 to repair or replace your primary home to its pre-disaster condition, but you can’t use it to upgrade your home.

Under the same program, you may be able to borrow up to 40,000 to replace damaged or destroyed personal items including clothing, furniture, cars and appliances. The FEMA Individuals and Households Program-Other Needs Assistance provides money for people who were affected by natural disaster for childcare, funeral/burial costs, transportation and medical care.

How Do You Apply For FEMA Assistance?

Your Miami Bookkeeper found out, you have to register online at disasterassistance.gov or fema.gov. You can also try to find a FEMA Disaster Recovery Center near you and apply in person or call 1.800.621.3362. There’s also a FEMA mobile app with FEMA locations and phone numbers.

Documents Needed to Complete FEMA Application
·Social Security number
·Address of the location where the damage happened (pre-disaster address
·Current mailing address
·Current telephone number
·Insurance information
·Total household annual income
·Routing and account number for your checking or savings account (for directly transferring disaster assistance funds into your bank account).
·A description of your disaster-caused damage and losses

Your Miami bookkeeper wishes you the best of luck as you work through hurricane Irma’s aftermath. Stay safe and we hope you find the assistance you need to start rebuilding.

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